Payment Status: Paid, Pending, and Underpaid
What each payment status means, why an exchange withdrawal can come up short, and how the Payment Match Range works.
Updated Oct 22, 2026
The price is locked when the QR is made
Items are priced in dollars. When a payment QR is created, the app converts the price to crypto at that moment and locks that . Pay that exact crypto amount, even if the market moves a little afterwards.
What the statuses mean
- Pending: the payment was seen in the but isn't in a block yet.
- Confirmed / Paid: it's on-chain with enough confirmations for that coin.
- Underpaid: less arrived than the quote. The app shows the amount short.
- Overpaid: more arrived than needed. Sort out the difference with the other person.
Payment Match Range
Sellers set a small so a payment that's a tiny bit off (from rounding or a small price change) still counts as paid. A payment outside the range needs the seller to review it.
Why exchange withdrawals come up short
Some exchanges take their withdrawal fee out of the amount you type. You enter 0.0100 and only 0.0098 arrives, so the seller sees Underpaid.
When paying from an exchange, check that the amount that will be RECEIVED matches the QR, not just the amount you typed. Add the fee on top if needed.
Small Business checkouts
At a shop, the quote stays locked for the shop's whole , so you don't have to rush. If your payment lands after the window closes, the shop can still see it as a late payment and sort it out with you.
Key takeaways
- Pay the exact crypto amount on the QR.
- Pending isn't paid; wait for Confirmed.
- Exchanges may deduct fees, so check the received amount.
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Educational use only. Not financial advice. Always do your own research.